{"id":24247,"date":"2026-04-06T12:24:36","date_gmt":"2026-04-06T17:24:36","guid":{"rendered":"https:\/\/puertointerior.guanajuato.gob.mx\/blog\/?p=24247"},"modified":"2026-04-06T12:25:31","modified_gmt":"2026-04-06T17:25:31","slug":"en-caida-el-credito-para-autos-ecologicos","status":"publish","type":"post","link":"https:\/\/puertointerior.guanajuato.gob.mx\/blog\/2026\/04\/06\/en-caida-el-credito-para-autos-ecologicos\/","title":{"rendered":"En ca\u00edda, el cr\u00e9dito para autos ecol\u00f3gicos"},"content":{"rendered":"<h2 class=\"blog__heading mb-1 h2sumarioseo\" style=\"text-align: justify\">En M\u00e9xico, a diferencia de EU o China, no hay subsidios directos al consumidor.<\/h2>\n<p style=\"text-align: justify\">Ciudad de M\u00e9xico.- La comercializaci\u00f3n de autom\u00f3viles h\u00edbridos o el\u00e9ctricos mediante financiamiento lleva tres a\u00f1os seguidos a la baja, de acuerdo con cifras de la Asociaci\u00f3n Mexicana de Distribuidores de Automotores (AMDA).<\/p>\n<p style=\"text-align: justify\">Entre enero y febrero, 51.9% de las ventas de este tipo de autos se llevaron a cabo a trav\u00e9s de cr\u00e9dito y fue la menor tasa desde 2022 para un primer bimestre.<\/p>\n<p style=\"text-align: justify\">La mitad de los pr\u00e9stamos para la compra de autos h\u00edbridos o el\u00e9ctricos se dio a trav\u00e9s de una financiera de alg\u00fan fabricante de coches; 29% mediante una alianza entre la automotriz y el banco, y s\u00f3lo 21% de los cr\u00e9ditos fue exclusivamente con un banco.<\/p>\n<p style=\"text-align: justify\">La financiera MStar, especializada en cr\u00e9dito automotriz, se\u00f1ala que el financiamiento es menor en este segmento porque tienen un precio m\u00e1s elevado que otras unidades y debido al perfil de los compradores, que poseen mayor ingreso y pueden pagar de contado. Adem\u00e1s, una parte importante de los coches h\u00edbridos y el\u00e9ctricos se vende para empresas o flotillas que pagan de contado o arrendan, y tambi\u00e9n la percepci\u00f3n de una infraestructura insuficiente de carga frena las compras.<\/p>\n<blockquote>\n<p style=\"text-align: justify\">&#8220;Otro elemento es la ausencia de subsidios directos al consumidor. En M\u00e9xico, a diferencia de Estados Unidos o China, no hay bonos directos a la compra ni tampoco programas de cr\u00e9dito verde, lo que hace que el consumidor dependa m\u00e1s de su liquidez o de las opciones de financiamiento a las que pueda ser candidato&#8221;, dijo Ken Charles, director digital de MStar.<\/p>\n<\/blockquote>\n<p style=\"text-align: justify\">En el primer bimestre se comercializaron 27 mil 809 autos h\u00edbridos y el\u00e9ctricos en el pa\u00eds, 31% m\u00e1s que en el mismo periodo del a\u00f1o anterior, alcanzando 11% de participaci\u00f3n en las ventas totales de autos, de acuerdo con cifras de la Asociaci\u00f3n Mexicana de la Industria Automotriz (AMIA).<\/p>\n<p style=\"text-align: justify\">Urban Science indic\u00f3 que se consolid\u00f3 la red de distribuci\u00f3n de las marcas chinas entre 2023, 2024 y 2025, cuando la colocaci\u00f3n de cr\u00e9ditos fue mayor, con tasas de financiamiento cercanas a 70% y ahora son de 50%, porque esas firmas ya est\u00e1n entrando en una fase de estabilizaci\u00f3n.<\/p>\n<p style=\"text-align: justify\">La china BYD es una de las marcas que m\u00e1s autom\u00f3viles el\u00e9ctricos vende en el pa\u00eds, pero el financiamiento lo hace en alianza con BBVA y Banorte.<\/p>\n<p style=\"text-align: justify\">Publicado originalmente por:\u00a0<a href=\"https:\/\/pulsoslp.com.mx\/nacional\/en-caida-el-credito-para-autos-ecologicos\/2034361\">https:\/\/pulsoslp.com.mx\/nacional\/en-caida-el-credito-para-autos-ecologicos\/2034361<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En M\u00e9xico, a diferencia de EU o China, no hay subsidios directos al consumidor. Ciudad de M\u00e9xico.- La comercializaci\u00f3n de autom\u00f3viles h\u00edbridos o el\u00e9ctricos mediante financiamiento lleva tres a\u00f1os seguidos a la baja, de acuerdo con cifras de la Asociaci\u00f3n Mexicana de Distribuidores de Automotores (AMDA). Entre enero y febrero, 51.9% de las ventas de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":24248,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-24247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>En ca\u00edda, el cr\u00e9dito para autos ecol\u00f3gicos - Blog | GPI NEWS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/puertointerior.guanajuato.gob.mx\/blog\/2026\/04\/06\/en-caida-el-credito-para-autos-ecologicos\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"En ca\u00edda, el cr\u00e9dito para autos ecol\u00f3gicos - Blog | GPI NEWS\" \/>\n<meta property=\"og:description\" content=\"En M\u00e9xico, a diferencia de EU o China, no hay subsidios directos al consumidor. Ciudad de M\u00e9xico.- La comercializaci\u00f3n de autom\u00f3viles h\u00edbridos o el\u00e9ctricos mediante financiamiento lleva tres a\u00f1os seguidos a la baja, de acuerdo con cifras de la Asociaci\u00f3n Mexicana de Distribuidores de Automotores (AMDA). 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